Government pensions are dishonest and immoral

There are two reasons that we should shift from government defined benefit type pensions to 401k plans, especially at the local level. One is that the promises made by voters to government employees have risen to the point where the future benefits cannot possibly be paid. The promises are, therefore, dishonest. But worse, the promises are immoral because they involve stealing money from future generations who cannot represent themselves. The promises are being made to buy the votes to elect the persons who then raise the pensions. This dishonest and immoral cycle must be stopped.